HERA is a California statewide, not-for-profit legal service and advocacy organization dedicated to helping Californians — particularly those most vulnerable — build a safe, sound financial future, free of discrimination and economic abuses, in all aspects of household financial concerns. We provide free legal services, consumer workshops, training for professionals and community organizing support, create innovative solutions and engage in policy work locally, statewide and nationally.
HERA provides free legal services to low and moderate income residents to help tenants, homeowners and homeless residents. Click for brochure. Haga clic para folleto. We promote affordable and fair credit access, asset building and preservation. We fight abusive mortgage servicing, problems with homeowner associations, foreclosure, escrow and other homeowner problems. We fight discrimination in financial services and consumer transactions.
We provide financial counseling to individuals and community education workshops. We train service providers and other professionals. We translate our clients' experiences and needs into policy work. We collaborate with many different partners across the state and country. We create positive solutions for vulnerable residents.
We help people going through reentry — and their family members — build or rebuild their credit, and we teach you how to address lingering debt problems so that you get a fresh financial start. HERA helps you figure out the cost of college, legitimate providers, and how to pay for college. We help you manage student loan debt, whether from college or a for-profit school, and we fight predatory lending practices and scams.
We will coach you through the process of how to handle various kinds of debt. On all debts, you have a right to be treated properly by whoever is trying to collect. HERA teaches you your rights and protects you along the way. HERA helps seniors figure out how to hang onto their home and age in the community where they want to be. We also help seniors figure out how to manage all of their debts and other financial concerns.
